Cash App $12.5 Million Settlement 2025: The Cash App $12.5 million settlement has turned into an important update for thousands of Washington residents who spent years receiving unwanted promotional messages. Many users complained that Cash App repeatedly sent “invite a friend” or other marketing texts without asking for permission. After a detailed legal battle, Block Inc., the parent company of Cash App, agreed to pay $12.5 million for violating privacy rules under the TCPA and Washington state laws. For everyday people, this means a chance to receive compensation without facing legal complications. If you got any such message between late 2019 and mid-2025, you may qualify for a payout simply by filing a claim before November 27, 2025.
Who Can Receive Money From the Settlement?
The settlement is available only for individuals who live in Washington state and received promotional or referral texts from Cash App during the lawsuit period. You must have owned the phone number or email that received the message, and you should not have given permission for automated promotional texts. Employees of Block Inc., their families, and people outside Washington cannot participate in this settlement. The process is kept simple so that claimants only need to confirm that they received the message, without providing detailed evidence. Most claims are expected to be approved with no additional paperwork.
How to File Your Claim Online
Filing your claim takes only a few minutes through the official settlement website: cashappsecuritysettlement.com. You need to enter your name, the contact information that received the promotional text, and a short statement confirming that you didn’t opt-in for such messages. You can also choose how you want to receive your payment—direct deposit, PayPal, Venmo, or a mailed paper check. If someone prefers traditional mail, the printed form can be downloaded and submitted offline. After filing, you will receive a confirmation code that helps track your claim status. If your claim is rejected, you can appeal it for free in early 2026.
Important Dates You Should Keep Track Of
The final date to submit your claim is November 27, 2025. On December 2, 2025, the court will review and approve the settlement. Notices about approval and payment will begin reaching claimants from late December through early January 2026. Electronic payments like direct deposit and digital wallet transfers are expected to begin in February 2026, while paper checks will arrive between March and April 2026. Anyone missing the deadline will lose the chance to claim compensation, and the unclaimed funds will be returned to Block Inc.
How Much Money Can You Expect to Receive?
The $12.5 million settlement fund will be divided among eligible claimants after administrative and legal costs are deducted. If fewer than 50,000 people file claims, each eligible person may receive around $147. If the number of claims is between 50,000 and 85,000, the payout may fall between $88 and $147. If more than 85,000 people file, the average amount could be around $88 or slightly lower. While this amount may seem modest, it is still meaningful compensation for people who were bothered by repeated unauthorized messages. It also sets a strong example about protecting consumer privacy.
Protecting Yourself From Scams During the Settlement Process
Scammers often take advantage of big settlement announcements by sending fake emails, texts, or calls pretending to be part of the settlement team. These scams usually ask for Social Security numbers, bank details, or fees. The real Cash App settlement team will never ask for money or sensitive personal information. All legitimate communication will come only from the official website or mailed notices. If you ever receive a suspicious message, it is safest to report it to the Federal Trade Commission at FTC.gov.
Final Note
This article is meant to give clear and easy-to-understand information about the Cash App settlement. It should not be considered legal advice. Anyone with personal questions should consult the official settlement website or a qualified professional for guidance.
